Car Insurance Basics: Understanding Coverage And Policies

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Car Insurance Basics Understanding Coverage and Policies

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Slide Content Car insurance is vital to protect your vehicle and finances. Let's explore the basics of coverage and policies!

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Slide Content Liability coverage is mandatory in most states. It helps pay for damages and injuries if you're at fault in an accident.

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Slide Content Collision coverage covers repairs or replacement if your car is damaged in an accident, regardless of fault.

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Slide Content Comprehensive coverage protects against non-collision incidents like theft, vandalism, or natural disasters.

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Slide Content Personal injury protection (PIP) covers medical expenses, lost wages, and other costs resulting from an accident.

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Slide Content Uninsured and underinsured motorist coverage safeguards you if you're involved in an accident with someone who lacks insurance.

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Slide Content Deductibles are the amount you must pay out of pocket before your insurance kicks in. Higher deductibles often mean lower premiums.

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Slide Content Policy limits define the maximum amount your insurance will pay for a claim. Ensure your limits align with your needs.

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Slide Content Understanding car insurance is essential. Choose coverage that suits your needs and protect yourself on the road!