Car Insurance Basics: Understanding Coverage And Policies


Car Insurance Basics Understanding Coverage and Policies


Slide Content Car insurance is vital to protect your vehicle and finances. Let's explore the basics of coverage and policies!


Slide Content Liability coverage is mandatory in most states. It helps pay for damages and injuries if you're at fault in an accident.


Slide Content Collision coverage covers repairs or replacement if your car is damaged in an accident, regardless of fault.


Slide Content Comprehensive coverage protects against non-collision incidents like theft, vandalism, or natural disasters.


Slide Content Personal injury protection (PIP) covers medical expenses, lost wages, and other costs resulting from an accident.


Slide Content Uninsured and underinsured motorist coverage safeguards you if you're involved in an accident with someone who lacks insurance.


Slide Content Deductibles are the amount you must pay out of pocket before your insurance kicks in. Higher deductibles often mean lower premiums.


Slide Content Policy limits define the maximum amount your insurance will pay for a claim. Ensure your limits align with your needs.


Slide Content Understanding car insurance is essential. Choose coverage that suits your needs and protect yourself on the road!